6 Your Financial Future: Have You Thought About It? In today’s complex financial landscape, navigating through superannuation, investments, insurances, and retirement planning can be overwhelming. Have you ever paused to consider if your financial decisions are truly aligned with your long-term goals? As your holistic financial planner, we act as your trusted guide, helping you chart a clear path towards financial security and peace of mind. By taking a comprehensive approach to your finances, we can assist you to: • Understand your unique situation: From assessing your current financial position to identifying your specific goals, we will provide tailored advice that suits your needs. • Optimise your Superannuation: Maximising your Superannuation contributions and investment strategies can significantly impact your retirement savings. Let us guide you to make informed decisions to ensure a comfortable retirement. • Build a diversified investment portfolio: By spreading your investments across different asset classes, you can mitigate risk and potentially enhance your returns. We will create a personalised investment strategy that aligns with your risk tolerance and time horizon. • Plan for retirement: Retirement is a significant milestone in life. Allow us to assist you in creating a retirement plan that ensures you have the financial resources to enjoy your golden years. • Implement tax minimisation strategies: This can potentially increase your overall wealth. Our approaches include Superannuation contributions, salary sacrifice, and investing in tax-effective investments like ETFs which can help reduce your taxable income and allow your wealth to compound over time. • Protect what matters most: Adequate insurance coverage is essential to safeguard your family’s financial future. A review of your insurance needs and recommendations for suitable policies will help protect you and your loved ones. • Preserve your legacy: Estate planning involves ensuring your assets are distributed according to your wishes. Our Law team can help you create a comprehensive estate plan that addresses your unique circumstances and minimizes potential tax implications. Your financial journey starts here! By partnering with SK, gain the expertise and support needed to achieve your financial aspirations. Contact us today to book an obligation-free consultation and discover the transformative power of financial planning. www.sedleykoschel.com.au 1300 00 11 08 see advertisement front cover Carrara Markets: Largest marketplace in Australia, over 500 stalls. Variety, bric a brac, fresh food & produce, family entertainment 8am3pm every Sat & Sun, cnr Gooding Drive & Manchester Rd, Carrara. Coolangatta Beachfront Markets: 2nd Sunday of each month 8am-2.30pm, Beachfront Marine Parade, Coolangatta. Emerald Lakes Gourmet Food & Craft Market: (next to Emmanuel College, Birmingham Road). Every Thursday 3-7pm. Food Market specialising in sensationally fresh produce and International Street Foods, Musical entertainment. Plenty of free car parking. Hope Island Marina Markets: Waterfront Hope Island Shopping Centre, 10 Santa Barbara Rd. Third Sunday of the month from 9am2pm Miami Marketta: 23 Hillcrest Pde, Miami. Wednesday, Friday & Saturday from 5pm Paradise Point Art & Craft Market - Esplanade Park just north of Ephraim Island bridge on the fourth Sunday of every month. artandcraft.com.au Sanctuary Markets: on The Village Green at Currumbin Wildlife Sanctuary. 28 Tomewin St, Currumbin. Every Friday 4-9pm Food Market specialising in International Street Foods, Musical entertainment. Plenty of free car parking. Surfers Paradise Beachfront Market: The Esplanade, Surfers Paradise. Every Wed, Fri & Sun night 4-9pm (except Schoolies) Tamborine Mountain Country Markets: 2nd Sunday of each month 7.30am-1pm, Tamborine Mountain Showgrounds, Mt Tamborine. Tamborine Mountain State School Markets: Last Sunday of the month 7am - 1pm. Pet friendly. Cnr of Long & Curtis Rds, Tamborine Mountain farmers markets Beechmont Market: Every third Sunday of the month from 8am to 1pm at the Old School on the roundabout. Burleigh State School: Every Saturday, Lower Gold Coast Highway, 7am-12pm rain, hail or shine. Ample parking. Currumbin Community Market: Every Thursday 7am-11am, 164 Duringan Street, Currumbin. Helensvale Farmers Market: Every Saturday 6-11am. Helensvale State High School. Real Farmers. Real Food. Real Community. HOTA Farmers and Artisan Markets 2023 Every Sunday 6-11.30am. 135 Bundall Rd, Surfers Paradise. Marina Mirage Farmers Markets: Undercover EVERY Saturday from 6:30am -12noon, Marina Mirage Farmers Market showcases farm fresh seasonal spray free & organic produce, gourmet artisan delicacies & Arts & Craft- facebook.com/ marinamiragefarmersmarket Organic Farmers Market: Every Sunday, 6-11.30am Merrimac State High School, 3 Dunlop Crt, Mermaid Waters Lavelle Street Markets: Every Sunday rain, hail or shine. 6.30am12pm, Lavelle Street, Nerang. Palm Beach Farmers Market: Every Saturday, 6-11am, Palm Beach Currumbin High School, Thrower Drive, Palm Beach. Sunrise Farmer’s Market: Sundays 6.30-11am in the Dreamworld Carpark Tamborine Local Producers’ Market: Every Sunday, 7am-12pm, The Green Shed, Tamborine Mountain Showground. To list your market for free email: info@localnewsletters.com local markets
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