Division_2_September_2024

2 Your Financial Future: Have You Thought About It? In today’s complex financial landscape, navigating through superannuation, investments, insurances, and retirement planning can be overwhelming. Have you ever paused to consider if your financial decisions are truly aligned with your long-term goals? As your holistic financial planner, we act as your trusted guide, helping you chart a clear path towards financial security and peace of mind. By taking a comprehensive approach to your finances, we can assist you to: • Understand your unique situation: From assessing your current financial position to identifying your specific goals, we will provide tailored advice that suits your needs. • Optimise your Superannuation: Maximising your Superannuation contributions and investment strategies can significantly impact your retirement savings. Let us guide you to make informed decisions to ensure a comfortable retirement. • Build a diversified investment portfolio: By spreading your investments across different asset classes, you can mitigate risk and potentially enhance your returns. We will create a personalised investment strategy that aligns with your risk tolerance and time horizon. • Plan for retirement: Retirement is a significant milestone in life. Allow us to assist you in creating a retirement plan that ensures you have the financial resources to enjoy your golden years. • Implement tax minimisation strategies: This can potentially increase your overall wealth. Our approaches include Superannuation contributions, salary sacrifice, and investing in tax-effective investments like ETFs which can help reduce your taxable income and allow your wealth to compound over time. • Protect what matters most: Adequate insurance coverage is essential to safeguard your family’s financial future. A review of your insurance needs and recommendations for suitable policies will help protect you and your loved ones. • Preserve your legacy: Estate planning involves ensuring your assets are distributed according to your wishes. Our Law team can help you create a comprehensive estate plan that addresses your unique circumstances and minimizes potential tax implications. Your financial journey starts here! By partnering with SK, gain the expertise and support needed to achieve your financial aspirations. Contact us today to book an obligation-free consultation and discover the transformative power of financial planning. www.sedleykoschel.com.au 1300 00 11 08 see advertisement front cover Spring Markets STUDIO VILLAGE Come down and support our local community market stalls. 20+ stalls with lots of variety toasties and coffee available SATURDAY AT 7:30AM SEPTEMBER 2024 21 87 VILLAGE WAY, OXENFORD For more information, please look on our social media and follow the signs Helensvale Laundromat self-service is open 24/7 for your convenience. A week’s laundry can be done in less than one hour which saves you time and the cost of water and electricity at home. Top quality laundry chemicals are included in every wash, soap, softener and sanitiser are automatically dispensed. Washing only takes 24 minutes and drying around 30 minutes. All machines all accept coins, cards or phone payment. Parking is free and easy right outside and conveniently across the road from the Coles Supermarket. We now provide a pickup and drop off service for Airbnb customers requiring large amounts of towels and bed linen. Phone 0413 547 899 to arrange your quote. For any other assistance Please phone 1300 528 628. See advert front cover Hot washes are included FREE! OPEN 24/7

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