2 THINKING OF SELLING YOUR PROPERTY? Alistair Hamilton Principal / Agent 0413 945 599 5518 3294 WE ONLY CHARGE 1% COMMISSION SAVING YOU THOUSAND$ OF DOLLARS! SELLING ALL OVER THE COAST email@onepercentgcrealty.com.au www.onepercentgcrealty.com.au GIVING 100% SERVICE For over-50s, downsizing your home is the start of an exciting new chapter. However, navigating finances can make the process feel unnecessarily stressful. Bridging finance offers a practical solution, helping older homeowners transition smoothly and confidently. We spoke with John, a Senior Credit Manager at alternative bridging finance lender Funding, who brings both professional expertise and personal experience to the conversation. Q: John, can you tell us about you and your career? A: I’m over 50 myself and recently went through the downsizing process, so I truly understand the transition. I’ve worked in finance for four decades, and I joined Funding because it allows me to make a real difference, particularly for older Australians like me who might feel overlooked by traditional lenders. At Funding, we focus on offering solutions that genuinely help people. It’s incredibly rewarding to see clients sigh with relief when they realise there’s a straightforward way to downsize their home. Q: What challenges do over-50s face in property finance? A: Many traditional lenders have rigid lending criteria. Clients often tell me they feel trapped and forced to sell their home before buying their next one. Bridging finance solves this. It allows you to buy your new home first and move when you’re ready by focusing on your whole financial picture, including available equity and your repayment strategy. This avoids rushed sales, accepting low offers and the costs involved with temporary accommodation. Q: Funding is known for its innovative approach. How does that help over-50s? A: We’ve made the process simple and stress-free. Fast approvals, funds available within days and minimal paperwork allow clients to focus on their move instead of worrying about the loan. Q: Trust is so important for anyone making big financial decisions. How does Funding build that trust? A: Trust is essential. We’re upfront about costs and how everything works, so there are no surprises. Clients also value that we’re Australian-based and they can speak to someone who understands their situation. Since 2015, we’ve helped Australians get ahead with bridging finance and we’ve built a reputation for kindness, integrity and personal support. For us, it’s about making the process feel manageable and giving clients confidence and peace of mind. Q: What advice would you give to over-50s considering bridging finance? A: Don’t be afraid to explore your options. Bridging finance is simpler than people think and gives you the freedom to downsize when you’re ready, without the stress. For Australians over 50, bridging finance from Funding offers flexibility and freedom to make life’s next move. Visit funding.com.au or call 1300 44 33 19 to learn more. The information provided is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before acting on it or seek financial advice. Refer to our Credit Guide, available at www.funding.com.au. Funding Pty Ltd A.C.N. 607 035 861 Australian Credit Licence 483665. Visit www.funding.com.au for more information. see advert front cover John, Funding, Senior Credit Manager How to Downsize Your Home: Q&A with a Lending Expert THE VILLAGE - HERITAGE B&B - The Village B&B is a 120-year-old heritage Queenslander in the heart of historic Mudgeeraba. Join us Wednesday to Sunday for an indulgent High Tea or a Casual Lunch, all homemade on site. For more information and bookings please contact us Liz 0448 722 233 or Rich 0410 210 858 heritagehightea thevillagebnb www.thevillagebnb.com.au 65 Railway Street, Mudgeeraba We also cater for groups, baby showers & family events (available 7 days if pre booked).
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