GC_Over_50s_September_2024_No_112

7 Sit back, relax and let the good terms roll. 5.00 6 month fixed term deposit# Keep track of your investment with internet or mobile banking Secure government protection up to $250k* Choose how and when you receive interest payments^ Secure a high interest rate when you deposit over $5k BOQ Nerang Mall Kemal Coutinho, Owner-Manager,0430 178 562 07 5675 3333 kemal.coutinho@boq.com.au facebook.com/boqnerangmall Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616 (BOQ). Conditions, criteria and fees apply. #Rate applies if interest is paid annually. Rate applies for the fixed terms shown. 31 days’ notice is required to access funds prior to maturity. Early payout fee and an interest rate adjustment will apply for withdrawal before maturity. If you think you will need to access the funds in your Term Deposit immediately or regularly, another deposit product may be more suitable. You should obtain and read the terms and conditions and Guide to Fees and Charges that apply to this product before making any decision about whether to acquire or continue to hold it, available at your local BOQ branch or at boq.com.au. ^For monthly interest payments, the applicable interest rate will be the rate quoted above, less 0.10%.*Under the Australian Government’s Financial Claims Scheme (FCS), certain deposits are protected up to a limit of $250,000 for each account holder at BOQ. The FCS limit of $250,000 applies to the total sum of all BOQ bank accounts, including accounts you hold with BOQ Branches, ME Bank, Virgin Money Australia and BOQ Specialist. Please visit apra.gov.au for further information on the institutions and types of accounts covered. Buying and selling scam Don’t send funds upfront. Scammers as sellers: A person may pose as a genuine seller of goods on common forsale platforms. Goods often include pets, caravans and electronic goods. The person will request payment up front, however following payment, they will ceases all contact and you will not receive your goods. Scammers as buyers: A person may show fake interest in your goods advertised online and will mislead you into believing payment has been made so that you send the item to them. What you should look out for. • Product or service is advertised at below market price • Payments via international money or bank transfer, gift card, cryptocurrency, or cash deposit • Urgent payment requested, prior to arranging delivery • Goods cannot be inspected prior to purchase • Seller claims extra prepaid charges applied – insurance, freight, taxes, etc. Protect yourself. • Refrain from sending funds upfront— unless via a secure payment method • Avoid paying by direct banking transfer or using an escrow service • Research the company or seller prior to proceeding with payment • If a buyer claims to have overpaid you— do not refund until you see the funds in your account If you have been scammed, contact us immediately. The sooner you reach out, the faster we can attempt to recover your funds. financialcrimes@boq.com.au boq.com.au/fraud-and-scams Kemal Coutinho Owner-Manager, BOQ Nerang Mall Shop 28 Nerang Mall Cnr Gilston Road and New Street, Phone: 07 5675 3333 To secure your seat call Jenny 1300 794 373 www.currumbinvalleycoaches.com.au TRAVEL WITH US TO SEE... WED 16 FEB 2025 MATINEE PERFORMANCE $110 per ticket inc. coach transfers with “A” Reserve seating at the Lyric Theatre, QPAC Tickets are non-refundable

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